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Should I refinance?
This calculator figures your monthly savings and also compares your principal balance in years with and without refinancing. Based on your total cost to refinance, a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation. It is possible that a break even period may not be reached if you refinance your loan with a cash out option.
Loan Information
Current Loan Amount ($)
Loan Term (Years)
Interest Rate
Refinance Information
New Loan Amount ($)
New Interest Rate
Loan Term (Years)
Property Information
Property Value ($)
Loan Points
Loan Costs
Years Before Sale
Zip Code
The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.
What's My Payment?
What can I Afford?
Should I Buy or Rent?
Should I Refinance?
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